How to avoid being scammed, scams, rip offs, frauds

scams, fraud

scams, fraudThere is an intensive and extensive increase in

scam, rip offs, and fraud activities worldwide.

And, anybody can become a victim of these activities.


There are all kinds of scam programs out there:

Phishing, dating, business opportunities, financial, lotteries, e-mails, phone calls, regular mail, charities, churches, government, bystanders, friends, family, classified ads, tv, online, offline, and many more…

Anybody can be a target for scamsters:

Children, women, old age, seniors, adults, youth, handicapped, sick, lonely people, rich, poor, educated, uneducated, men, heterosexuals, homosexuals, religious, atheists, any race, any color, any nationality, many more.

The most vulnerable people are those that are not cautious when dealing online, with strangers, and that are very trustful.

PEOPLE that are desperate because they want something or need something are good victims.

Scam con artists are now using relationship methods. That is that they take the time to become friends with you. If it is a love relationship they take the time to prove to you how much they love you.

Some get involved in community and church activities. People get their complete trust. This could be a process that can even take weeks, months, and even years to develop, depending on the amount of money, properties, people involved.

Before you get emotionally, financially, friendship, business, church, community, and any other affairs, do a background check of the person.

Even investigators, police people, professionals, religious leaders, politicians and most other kind of “expert” people have been rip off by these con artists.

They are very persuasive, good looking, great friendliness, very assertive, even demanding, sometimes even intimidating.

Many of them are psychopaths or sociopaths.   These kind of people don’t have any kind of remorse.  They don’t care about their parents, family members, spouse, their own children.  They only care about getting what they want.   Even putting themselves in danger.   They just have no feelings.

Goodwill people, which are most human beings, are easily fooled by them.  It is almost impossible for good people to believe that there are people out there that don’t have any kind of remorse and feelings.  They can’t be cured.  Very few, after intensive therapy, can somewhat have some kind of behavior modification.

This is a very disastrous situation when you have to deal with a parent, spouse, or significant other, or child, or very close friend, or coworker, or boss, church member that is a psychopath.   They will happily destroy your life and not even blink an eye.

The best that you can do is to stay as far away as you can from these very toxic people.

They could even use force or violence to get what they want.

You could receive e-mails from official looking messages that seem to come from a recognized bank, church, community group, government agency, etc.

If that e-mail is asking for your private information, if it has a link for you to go to, it is probably a scam. Legitimate institutions don’t ask for that information in an e-mail and don’t have links.

Most messages inform you that your account has been blocked because of security reasons.

Most of these messages don’t have your name. How could be that you are receiving an message from your bank and they don’t have your name?

If you receive any kind of message from an institution that you are a member of, contact that institution through a means that you know is their contact information. Don’t use those given in the message.  Never click a link in an e-mail even if is “officially” looking.   Contact the institution or agency through another direct link.

Many of these con artists even use GOD to rip off people and take their money.

If you have been in a relationship and the other person starts suggesting that he/she has medical, car repair, house repair problems and needs money, run away, your pockets are going to be emptied, your bank account is going to be depleted.

Most frequent used e-mails to get your personal information and identity theft schemes, all of these are fake, not the real institution: Bank of America, FBI (yes the FBI, too), Paypal, Microsoft lottery, UK lottery, United Nations, Walmart, generic lottery, Federal Express (FedExp), Churches, charities, Obama, Social Security Administration, and hundreds of others…

They tell you to keep the transaction secretive, and confidential, as to not affect the process. That’s a danger sign.

Identity theft is a great rising crime, and victims are left helpless, even with authorities knowing that the event happened. Some of these innocent victims have had their lives destroyed by these thieves, with no hope or help from the authorities.

If you get a loan notification of none payment, even if the bank knows that it wasn’t you, you are liable for that loan!

STOP BEING A VICTIM OF INJUSTICE, learn to protect your family, friends and yourself against all of these kinds of scams, rip offs, frauds, con artists, thieves, charlatans.

Avoid getting emotionally involved with strangers. Don’t give money or say that you have money to other people. If in a love relationship, present yourself as not having bank accounts.

YOU may be offered an investment opportunity, where the only winner will be the other person, taking your money and running away. Sometimes these people will get your money and for a few months will be bringing you profits, until you develop trust in them, and that’s when they give you the mortal blow, depleting your bank account.

In God we trust, all others pay cash.

Do your due diligence, checkout any person that you are dealing with, be a relationship, business, community, church, etc. Scammers take advantage of intensive emotional settings, like religious activities, charities, communities, friends, illness.

Many people lose their money because of greed: the promise that they will make huge amounts of money.


Humans are naturally caring people and any offer to help others is viewed without questioning. Con artists know this and take advantage of religious people, even pastors, priests, and other religious leaders of people have fallen for these “faith” gimmicks, and have been tricked into giving money and even properties to these rip off con artists.

I am doing my best to protect you, but I can’t take care personally of you, and nobody else can, you have to protect yourself by following the guide given here.

Your friend,

Luis Antonio

An institution dedicated to ID Theft PROTECTION:


Best dating sites

How to meet your soul mate, best dating sites

Are you lonely, needing sincere companionship?

If you are looking for friendship. love, your soul mate, people that are interested genuinely in you, then you have come to the right place.

Finding someone that you can trust, share intimate moments, communicate effectively and have a loving tending care relationship is not easy.

There are many groups online and offline that can offer you this kind of relationships, but there are thousands of sites that are scams, rip offs, frauds, and illegitimate schemes.

To the best of our knowledge these sites are honest and legitimate.

Access them, look them over, compare, participate.

Your true love could be waiting for you inside these groups.

Connect with those that have similar traits as you have, and/or that have the traits that you are seeking in another person.

When you complete your profile include as many details as possible so that others can have an idea of how you are and if they are interested in you.

Include a photo of you.  Please dress informal and elegantly, others will see you as you present yourself.

Don’t include very persona information in your profile; e-mail address, physical address, mailing address, phone number, personal identification numbers or codes, like Social Security number, license number, VISA details, etc.

When you enter into a relationship do it slowly, without rush, remember, you are developing a contact that could be for life, so no need to rush.

Interchange thoughts, ideas, philosophy, religious beliefs, but don’t share very intimate information.

Develop trust.   If the other party requests very personal information, don’t give it.

If you are asked for money, don’t do it.   There is no  need for the other person to request that you send him/her any money if you are interested in the emotional, spiritual aspects of the other person, and the other person should have those interests for you, too.

You will get to know a lot, even hundreds, of very lovely and caring people, but there are a few that have other harmful intentions and will try to get you into doing things that will harm you.

These sites have suggestions on how to avoid being a victim of id thieves, scammers, con artists, and rip off experts.

Setting aside those warnings, so that you will have a beautiful experience with your dating and acquaintance  involvement, these sites will really give you joy and happiness.

If you have trouble communicating with other people, there are suggestions on how to start a conversation, keep the conversation.

A very important part when joining a dating site is your profile and your photo.

In your profile you write about your likes and dislikes, hobbies, career, personal trait and character.  You can leave somethings to talk about them after you have contact someone you are interested in or when someone has contacted you.

Many people don’t include their photo or load a photo when they were 20 years younger or place a photo of something else, like their cat or dog.  All of these could lead to not being contacted by other people.   Few people would contact you.

A picture expresses a thousand words, and photos, too.

Click the link below to access a dating site:

Meet singles in your area for friendship, dating and romance.


Meet Christian Singles!


Succeed in your life with emotional strength

The Real Way To Your Life-Improvement

After extensive research and testing, I found a system that really results in

fabulous life changing behaviors!

Do you suffer from one or more habits and conditions of life that you don’t want, but have not been able to change?

Have you tried several self-help, self-improvement methods, techniques, books, cd’s, trainings, and you are not satisfied with the results?

Do you lead a stressful life?

In summary, is your life a miserable disaster?

Then read on, because you’ll discover a way to change those depressing aspects of your life.

Your everyday stress will be greatly reduced.

Your family, neighbors, and work relationships will improve.

You will have a happier relationship with your family, friends, neighbors, and, especially, with yourself.

You will have a more relaxed inner self.  You will have a more satisfying spiritual life.

Your romantic life will be more intense.

Stress that is draining your life of energy will disappear.

Physical, mental, and spiritual energy that is exhausted by a stressful  life will be healed.

You cannot avoid stress provoking situations in your life, but you will surely get the necessary system to impose yourself over them.

Your life will change through the proven techniques in this stress reduction easy to read and follow system.

You will benefit from this system because it is practical and real

You, probably, as many people interested in their self-improvement, have tried a diversity of self-help methods.  I have, too.  Transcendental meditation, hypnosis, meditation, yoga, judo, mind control, massages, psychology, sociology, psychiatry, group therapy, counselors, spiritual leaders, NLP, biofeedback, religion, and on and on.  You name it, and I have probably done it, too.

You, like me and other people have, might have obtained certain results with these methods.  But you still feel somewhat empty, unsatisfied, like something more is missing.  You find that there is something more to be obtained.  Well, I felt that way, too.  I kept on looking and tried my own methods, too.

From the books that I read, the seminars I took, and through my own experience I realized what was that something that was missing.  That something was that my being was not quitely responding to the methods.  I got into investigating the why of this.  And I discovered it.

You have probably been frustrated from investing hundreds of dollars in books, seminars, and so on.  And not having the expected results.  I did, too.  That doesn’t necessarily mean that those other methods don’t work.  They do.  For a few people and sometimes for a short while.  But then again, there are that immense majority of people, like you and me, that missed that something.

With the method that I discovered you will include that “something” into the other methods.  You will be able to use this method as a stand-alone life improvement way of life or as a complementary and necessary part of any other method that you are using or want to use.

Insider Secrets To Having A Complete Experience In Life Improvement

  • Why other methods might have not been satisfying to you.
  • Why this method will work for you, even if other methods have not worked for you.
  • How you can complement this method with other methods to force them to benefit you.
  • How you will have a complete experience in life improvement.
  • How your life will be quality intensive.
  • How you will benefit in all areas of your life: family, job, social, sexually, romantic, love, marriage, friends, neighbors, studies, exercising, physical, spiritual, emotional, acquaintances, peers, pets, kids, spouse, holistic well being, household, housekeeping, community affairs, government, behavior changing, business, speed reading, self-improvement, financially, non-profits, as a volunteer, etc…
  • How to force all other methods to work for you by using this method.
  • How to help your loved-ones to improve their lives, too.
  • How to help your community to a better quality of life in general.  You will benefit personally, too.
  • How to help yourself as a self-realized human being.

This is just a sampling.  There’s much more.  And this is why this method of total life-improvement techniques is being offered to you on a completely risk-free basis.  This is The Real Way To Your Life-Improvement System.   It really changes your life to the best.

Stop Getting Unsatisfactory Results With Other Self-Improvement Techniques, And Start Real And Practical Life-Improvements In Your Life!

  • It is estimated that self-improvement adepts spend hundreds of dollars on books, trainings, seminars, cassettes, cd’s, psychologists, counselors, and many other similar products and services.
  • The sad part of this is that many of these people don’t obtain satisfactory results.
  • The other part is not that these products and services don’t work.  It is that they have the missing “link” to successful results.  That “something” that is missing.
  • Now you can stop wasting your valuable time and hard-earned money on self-improvement material that bring unsatisfactory results!
  • Now you will have real satisfactory results!

And this is why I’m offering you my satisfactory way to obtain self and life improvement on a completely risk-free basis.  It’s called the “Think Right Now” Program.  It will lead you effortlessly to a right way of thinking now that will force the best behavior changes in you internally that will bring the best of you externally.

And if you have never taken a self-improvement or life-improvement course or have never read a book on the subject, this is your best and most practical way to begin with.  You will save hundreds of dollars and hundreds of hours of insatisfaction from other methods.

This is a “Program” because you will own every detail from probably hundred of years of accumulated knowledge of the people researched to bring to life this system.  Years of living and seeing other people live this condition, condensed into a step-by-step, easy to understand format that you can absorb into reality.  You will own a complete life-changing life-improving system.  Basically, a life-saving program.

With this life-changing system, believe me, you’ll save hundreds of dollars and hours in your self-improvement quest.  But just as important, you’ll have the satisfaction of knowing you’ll never again have an unsatisfactory self/life-improvement experience.  For the rest of your life.  You will have the power and advantage over self- and life-improvement training.

You might not believe the power you will gain with this system.  And this system is not available in bookstores.  By using the techniques you’ll have a powerful life-improvement system in your hands.

The Guide To The System

You cannot get rid of stressful situations in your life, nobody can, but you can surely beat out of your life the sickening effects they have over you.  Your life will be healthier and this will benefit your family, romantic and job life.  If you are student, your grades will improve.  You will feel more at ease anywhere.  You might feel as though a miracle had happened in your life.

The Guide To The System: “Accelerated Success Course“, is packed full of ways you need to target your stressful life and make your life more at ease and with great well being. You will benefit from the simple steps you will take following this Guide and audio exercise routine.  This process will become a second nature in your life.

Your subconscious mind will be doing the process by itself after your daily practice sessions.

The Life Improvement System

These life improvement techniques involve several behavior changing processes to ease the way in a step by step habit forming procedure, thus, more than a guide or process it is a System.

It includes a Guide and a selection of audio cd’s or software that you can choose from depending on your personal condition.  That’s why we call it a Life Improvement System.

The best news of all: you arrived here just in time to take advantage of an unprecedented offer.

Don’t believe that this system will work for you?

Succeed even where you’ve failed repeatedly

Since you might be skeptical I will make you an offer that you will love!

Even though I have been in this business for over twenty (20) years, I want you to feel absolutely certain there’s no way you can “get taken”.  After all, I’m a respected consultant and my reputation is on the line.

This is the offer: get the Guide: Accelerated Success Course for FREE!

That’s right, not a typo.  Because you’re entrusting me with your time and confidence, I want you to keep this course FREE which you will receive by e-mail: one class a day for six days.  An intensive 6-day e-mail class on making lasting emotional and behavioral changes in your life that you haven’t been able to make on your own.

So go ahead and send for the many years worth of life-improvement ways.  Read them, use them, and make your life better from them.  If you find that by using this System your life does not improve to your satisfaction, you have nothing to lose.  You will have a lot to gain.

After following this intensive course, you’ll decide if you want the audio or software tools that will make behavior changing more effortless.  Friend, that’s a guarantee gain no matter what you decide!  And, if you decide to have the audio and/or software tools, they have a money back if not satisfied guarantee, too!  You always win.

Get your Free course now: Think Right Course

Test the system for yourself…  Once you have used these strategies in yourself, I’m confident you’ll NEVER want to send it back!

I know you will send me a note telling me how happy you are with the System.  But, if you aren’t satisfied for any reason, or it doesn’t live up to your expectations, you won’t be out one red cent.

This System Is Yours In Just Minutes

If you request it on the form, our system will e-mail you the first lesson in minutes, so you can start learning and applying these life-improvement ways within minutes.  When you finish or at any time during the course, you can decide to own the complete Life-Improving System.

Get your Free course now: Think Right Course

Get Free details on the audio and software tools.

If you want or need more assurance that this System really works, get Free, too, the 322 page book: Today Is Your Day To Win,(Click the link).

I look forward to getting a letter from you telling me about your life-improvement success and on how your life has changed to the best.  Even though I get an enormous amount of email, please write me.  I’d love to hear your success story!

This message brought to you by:  Mike Brescia.

P.S: Remember, I guarantee that if you use the Complete Life-Improvement System (Think Right Now) you will really have a way to change your life to the best.  And being Free the course Guide, you have nothing to lose to try it now!

P.S.S: Get your Free course now:


Get your Free Bonus Now!
The best-selling book Today Is Your Day To Win
by Mike Brescia

Your Name:

Your E-mail :

How to stop paying monthly phone bills

free phone calls

MagicJackStop paying those expensive

monthly telephone bills, now!

You can talk all you want for FREE!

In this review we will be talking about saving money on your phone and cell calls.

I have had this experience on savings hundreds of dollars per year.   Some people save thousands of dollars per year.  It depends on how intensively and extensively you use your phone or cell.

I have done research online on the most popular similar devices and found one that has the lowest price and the best service.

And, if you live in the USA or Canada you can port your present phone number if you want to.

Now you will be able to call all your friends, family members, neighbors, business associates, and everyone else. And, never pay a monthly phone fee again.

Excellent and ideal for small institutions like clubs, churches, schools, humanitarian and charity organizations, political parties, businesses, non-profits, religious groups, associations, fraternities, sororities, community groups, government agencies, union headquarters, hospitals, and all other groups that call dozens* of members, friends, and many other people daily, weekly, or monthly.

This is the magic in your telephone jack.

You can call to any cell phone or any landline telephone.

There have been reviews in the Los Angeles Time, The New York Times, The Boston Globe, PC Magazine, CNBC, LapTop, among other media.

Now you can call free in the US, Canada, Puerto Rico and US Virgin Islands.

Compared to other similar devices, this one has the lowest price and the best service.

Excellent for students, small business people, people traveling abroad. You can call from almost any country to the US, Canada, Puerto Rico, and the US Virgin Islands free.

All you need is a high speed internet connection (DSL), and, at present, this service is available almost everywhere in the world.

International calls are at a very low per minute rate. And if both parties have the device, it is free.

2009 product of the Year!

FREE local calls…          Free long distance calls…
Free phone number…Free directory assistance…
Free voice mail…           Free call waiting…
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You only pay once for the device and after the second year on you only pay a very small annual fee for the service.

Remember: you will be paying an annual very low flat fee for the service, not for the minutes you use.

You may have already heard of this marvelous device.

It is called MagicJack, the magic in your phone jack.

It is available in three versions:

1- Regular MagicJack that has to be connected to a computer or laptop.  I own this one.

2- Magicjack Plus 2014 that has many benefits for you, one of them is that you can connect it directly to an internet modem or router, or directly to your pc or laptop.   Your pc can be turned off.  I own this one, too.

3- MagicjackApps that you can download to your Android or Smartphone.

And you won’t use your cell minutes.  Great benefit if you have a pay per minute or a limited cellular contract.

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* There is a limit of 50 calls per day.   In everyday life people usually make some 14 calls per day.

Some the links here might go to an affiliate website offering a product or service.  I might receive some kind of compensation if someone gets something on those links.